Business Vehicle and Equipment Finance is designed to help you move faster, work smarter, and scale with confidence. From cars and vans to heavy machinery and technology, you can acquire the assets that keep your business running without tying up capital. Flexible finance structures allow you to manage costs, protect cash flow, and stay competitive with the latest equipment.
A Chattel Mortgage provides immediate ownership of the vehicle or equipment while spreading the cost over a fixed term. Your business takes title to the asset from day one, with the finance secured against it. This structure suits organisations wanting control, potential tax benefits, and the ability to tailor balloon payments to support cash-flow management
Ideal for Businesses seeking long-term ownership and balance-sheet control.
Hire Purchase gives your business access to the asset immediately, with ownership transferring once the final instalment is made. It’s a straightforward, predictable structure that supports budgeting and long-term planning.
Ideal for Businesses wanting simple, structured finance with eventual ownership.
A Finance Lease allows your business to use vehicles or equipment without taking on ownership risk. You lease the asset for an agreed term, with options at the end such as refinancing the residual or returning the asset.
A Novated Lease extends this flexibility to employees through a three-way agreement between the employee, employer, and financier. It’s a tax-effective benefit that supports staff attraction and retention while keeping administration simple.
Ideal for Businesses wanting flexibility, lower upfront costs, and modern assets without ownership obligations.
Start a conversation with our finance specialists & get tailored pricing for your vehicle or equipment needs.
Most business use vehicles, machinery, tools, and equipment can be financed, including cars, vans, trucks, construction equipment, agricultural machinery, and specialised industry tools.
It depends on whether you want ownership, lower upfront costs, tax considerations, and how long you plan to keep the asset. A quick consultation can help determine the best fit.
Yes. Chattel Mortgages and Hire Purchase agreements can include a balloon payment, while Finance Leases include a residual value set according to ATO guidelines.
Depending on the structure and how the asset is used, repayments, interest, or depreciation may be deductible. Your accountant can advise on your specific circumstances.
Yes. Employees can select a vehicle that suits their needs, subject to employer policy and finance approval.
You can refinance the residual, purchase the asset, or return it—depending on your agreement and business needs.
